Senator Lanane has introduced Senate Bill 0068 which would make it a deceptive practice for an automobile or homeowner’s insurer to make adverse coverage decisions (refuse to issue or renew a premium, jack up the rates, etc.) because an individual “is, has been, or has the potential to be” a victim of abuse at the hands of a “significant other.” The definition of “significant other” includes a wide range of people, including people the victim has dated, family members, or people who have cohabitated with the victim. An insurer also can’t take adverse action because the victim sought protection, shelter, or psychological treatment for the abuse.
Anyone know whether this is actually something that guides insurance underwriting?
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