The Fort Wayne Journal Gazette has an editorial entitled Due process for drivers. Basically, they’re urging that the BMV not be allowed to administratively suspend a license. I sympathize with the sentiment. Having your license jerked for no reason then not being able to have it reinstated without waiting on hold for 3 hours before being redirected to a new number where nobody picks up and no voice mail.
Be that as it may, the editorial doesn’t account for my little neck of the license suspension woods. I do subrogation work for automobile insurers. Someone hits the insured, that person can’t or won’t pay for the insured’s damages, the company picks up the tab, and then sends me after the at fault driver. Under Indiana law, if you get a judgment against someone arising out of a motor vehicle accident and the person doesn’t pay the judgment within 90 days, you can ask the BMV to yank their license. Another interesting little twist — the license doesn’t get reinstated just because you file bankruptcy.
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