HB 1036 is a pretty hard hitting piece of legislation designed to make sure that operators of motor vehicles have insurance. It just passed the House by a vote of 91 to 1.
Basically, if you get convicted of a moving traffic offense – speeding, whatever – the court is supposed to require you to provide proof to the BMV that you had insurance. At least that’s the way I read it. The bill has a somewhat confusing reference that seems to say you have to prove you had financial responsibility in the same manner required for a person in an accident under IC 9-26-1. Trouble is, under that chapter, I didn’t see any mechanism by which a person was supposed to show proof of financial responsibility to the BMV. If the person doesn’t provide the proof of insurance to the BMV, the court is supposed to suspend the person’s “license, registration, or both.”
The BMV is also supposed to generate a “previously uninsured” list of those people convicted of operating without financial responsibility. It’s also supposed to do random checks of people on the list to make sure they have insurance. A person stays on the list for five years.
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