Representative Thompson has introduced HB 1123 restricting the ability of insurance companies to write policies that provide coverage for abortion services. It was passed out of committee and has gone through second reading and is now ready for a floor vote. A policy of accident and sickness insurance may not provide coverage for abortion except if the woman became pregnant through rape or incest or if an abortion is necessary to avert the woman’s death or “a substantial and irreversible impairment of a major bodily function.” So, substantial impairment of a major bodily function is apparently acceptable if, some day, it can be reversed. Abortion coverage can be offered through a rider or an endorsement.
What is the rational basis for this policy? Abortions are o.k. if you pay for them with cash or through coverage that’s tacked on to the end of a policy with a rider but they are not o.k. if they are paid for as part of basic coverage?