Introduced Version, Senate Bill 0148 Provides that an auto insurance company can’t use adverse information contained in an individual’s credit report or that of a spouse, family member or other named insured as a rating factor.
Maybe there are strong public policy reasons against using credit information in this fashion, but it seems to me that if there happens to be a strong correlation between bad credit ratings and high claim payouts, the insurance company ought to be able to use that information to assess its risk and adjust its premiums accordingly.